专利名称：Systems and methods for processing a
transaction
发明人：Richard Elliott申请号：US12574950申请日：20091007公开号：US08423453B1公开日：20130416
专利附图：
摘要：A system and method for processing a transaction by identifying a creditaccount and a demand deposit account, receiving transaction data associated with atransaction initiated by an account holder with a merchant using the credit account,
determining whether the transaction amount exceeds the available credit amount,requesting via a network a transfer of the transaction amount from the demand depositaccount, and transferring at least a portion of the transaction amount to pay themerchant. The transfer may be a first type of transfer or a second type of transferdepending on whether the transaction amount exceeds the available credit amount.
申请人：Richard Elliott
地址：Glen Allen VA US
国籍：US
代理机构：Hunton & Williams LLP
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