保险英语

2009-09-30

英文 中文 abandonment 委付 abandonment clause 委付条款 accident 意外事故 accounting period 结算期 act of god 不可抗力 actual total loss 实际全损 actuarial method 精算法 actuary 保险精算师 additional premium 附加保险费 additional risk 附加险 advance profit 预期利润 aggregate limit 累积限额 aggregated loss 累积损失 all-risks policy 一切险保单 antis election 逆选择 applicant 投保人 application 投保单 approved 承保 assignment clause 转让条款 average 海损、海损分摊 average adjuster 海损理算人 average clause 共同海损分担条款

保险英语词汇B

2009-10-09

英文 中文 balance 所欠款项 beneficiary 受益人 binder 暂保单 binding slip 暂保单

breakage of packing 包装破碎险

保险英语词汇C

2009-10-10

英文 中文 broker 经纪人 capacity 承保能力 captive 自保公司

captive pools 自保组合

cargo damage adjustment 货损理算 cargo damage inspection 货损检验 cargo damage prevention 货损预防 cargo damage report 货损报告

cargo damage survey 货损检查，货物损坏检验

cargo insurance premium 货物保险费 cargo insurance rate 货物保险费率 cargo insurer 货物承保人

cargo policy 货物保单，货物保险单 cargo premium 货运保险费，货物保险费 cargo underwriter 货物保险承保人（商），货险承保人，货物承保人 cash loss 现金赔款 cash value 现金价值 catastrophe 巨灾

catastrophe excess of loss（CXL） 巨灾超赔\\巨灾超赔分保

categories of insurance 保险类别 ceding company 分出公司 ceding(insurance)company 分保公司 ceding, retrocession(for reinsurance) 分保 certificate of cargo damage 货损证明 certificate of insurance 保险证明、保险凭证 cession limit 分保限额

China Insurance Clause (CIC) 中国保险条款 claim 索赔 claim assessor 索赔人 claim settlement 理赔 claim-prone 容易出险 claims and arbitration 索赔与仲裁 claims assistance 理赔协助 clash and breakage 碰损，破碎险 clean cut 结清方式 coinsurance 共保 co-insurance 共同保险

co-insurance company 共同保险公司 combined ratio 综合赔付率 commencement and termination 起讫 concurrent insurance 同时保险 consequential loss (CL) 后果损失 constructive total loss 推定全损 contingent liquidity 或有流动性

continued insurance 继续保险 co-related risks 关联风险 cover 承保、责任额

cover note 保险证明书,承保单，保险证明

cover note 暂保单（证明同意承保的临时文件） coverage 受保范围

保险英语词汇D

2009-10-12 英文 中文

damage 损坏赔偿金

damage cargo clerk 理残员，货损管理员 damage cargo list 货损单，残货单 damage certificate 损坏证明书 damage claim 损坏索赔

damaged by other cargo 由其他货物损害 damaged cargo list 受损货物单

damaged cargo report 受损货物报告书，货物损害报告

deductibles 免赔额 deposit premium 预付保费 destroyed 毁坏

disbursement policy (船舶)驶费保险单 dividend system 红利制度 double insurance 双保险

dual valuation clause 双重价值条款

保险英语词汇E

2009-10-13 英文 中文

employer 业主 Endorsement 批单 endorsement: 签注 endowment insurance 养老保险 endowment policy 人寿定期保险单 event limit 事件限额 ex gratia payments 通融赔款 excess loss 超额赔款 excess of loss cover 超额赔偿 excess of loss（XL) 超赔分保

exclusion 除外责任 EXL protection 超赔保障 exposed areas 风险承受区域 exposure rating 风险评估 extended-term insurance 过期保险 extra charges 额外费用 extra premium 额外保险费

extraneous risks (additional risks) 附加险

保险英语词汇F

2009-10-14 英文 中文

facultative business 临分保 facultative reinsurance 临时分保 fault liability 过失责任 financial quota shares 成数分保 fine print 细则 finite risk 有限制的风险 finite risk transfer 有限风险转移 floating policy 浮动保险单 franchise (deductible) 免赔额；免赔率 free of all average (FAA) 全损赔偿 freight insurance 运费保险 freight policy 运费保险单 full coverage 全额承保 full insurance 全额保险 full insurance value 足额保险价值 full liability 全部责任

保险英语词汇G

2009-10-15 英文 中文

general average（GA） 共同海损 grace period 宽限期

gross net premium income（GNPI） 总净保费收入

group insurance 团体保险 guarantee of insurance 保险担保书

保险英语词汇H

2009-10-16

英文 中文

hazard 危险因素

health insurance 疾病保险，健康保险 heavy damage 严重破坏 holistic risk transfer 整体风险转移 hook damage 勾（钩）损险 hour clause 小时条款

保险英语词汇I

2009-10-19 英文 中文

IBRN reserve 已发生但未报的损失储备金，IBRN储备金

import cargo insurance 进口货物保险 increased value clause 增值条款 increased value insurance 增值保险

increasing coverage, extending coverage 加保 Incurred but not reported losses(IBRN) 已发生但未报的损失

indemnity limit 赔偿期限 indemnity period 赔偿期 individual losses 单一损失 industrial insurance 产业保险 inflated claim 超额索赔 inherent nature of cargo 货物的固有性 inherent vice 内在缺陷

inherent vice of cargo 货物固有缺陷

inspection of cargo 积货鉴定，货物检验，检查货物

inspection of cargo GA or PA 海损(单独海损或共同海损)鉴定

inspection on damaged cargo 货物残损检验 installment insurance 分期付款保险

Institute Cargo Clauses (ICC，I.C.C.) 协会货物（保险）条款

insurability 可保性

insurance 保险，保险费，保险金额 insurance act 保险条例 insurance against risk 保险

insurance agent(s) 保险代理，保险代理人 insurance amount 保险金额\\保险额 insurance applicant 投保人

insurance assessor 保险公估人 insurance broker 保险经纪人 insurance business 保险企业\\保险业 insurance capacity 承保能力

insurance certificate 保险凭证\\保险证书 insurance claim 保险索赔 insurance clause 保险条款 insurance commission 保险佣金 insurance company 保险公司

insurance conditions 保险条件\\保险契约约定条款

insurance contract 保险合同 insurance corporation 保险公司 insurance coverage 保险范围，保额 insurance declaration sheet(bordereau) 保险申报单(明细表)

insurance division 保险部 insurance document 保险单据 insurance expense 保险费 insurance fond 保险基金 insurance industry 保险业

insurance instruction 投保通知，投保须知 insurance law 保险法 insurance on last survivor 长寿保险 insurance period 保险期限 insurance policy 保险单\\保单 insurance premium 保险费

insurance proceeds 保险金（保险收入）,保险赔偿金，保险赔款

insurance rate 保险费率表 insurance securitization 保险证券化 insurance slip 投保单\\投保申请书 insurance subject 保险标的 insurance treaty 保险合同 insurance underwriter 保险承保人

insurance value(insurance amount) 保险金额 insurant 被保险人，受保人 insure 保险、投保、保证 insured 被保险人 insured amount 保险金额 insured loss 保险损失 insured property 参保物业 Insured Value 保险价值

insurer 保险人、保险公司，保险商

insurer (underwriter) 承保人、保险人 investment insurance 投资保险

保险英语词汇J-L

2009-10-20 英文 中文 J

jettison 投弃 L

law of insurance 保险法 law of large numbers 大数法则 leaflet 说明书

less exposed 损失可能性小 letter of guarantee 保函，保证书 liability 责任 liability insurance 责任保险 license bond 执照保险 life assured 人寿保险投保人 life expectancy 平均余命 life fund 人寿保险基金 life insurance 人寿保险

life insurance actuary 人寿保险精算师 life insurance reserve 人寿保险责任准备金life Table 生命表 light damage 轻度破坏 limits 投保限额 line slips 分保条

liquidity support 提供流动资金 Lloyd 劳合社 loading 附加费 loading 人寿保险附加费 loss adjuster 损失理算人 loss occurrence 损失发生 loss occurring basis 损失发生基础 loss of profit 利损险 loss participation 分担损失 loss ratio 损失率 loss ratio 赔付率 loss settlement 损失赔付

保险英语词汇M

2009-10-21 英文 中文

mail contractor 承包商 main risks 主险 maintenance 保证期 malicious damage 恶意损害

marine insurance 海上运输保险，水险 marine losses 海损 medical insurance 医疗保险

mortality tables 死亡率表（用于计算保险风险）

multiple claim 多次（重复）索赔 multiple insurance 重复保险 mutual insurance 相互保险

mutual insurance company 相互保险公司

保险英语词汇N

2009-10-22 英文 中文

NatCat pooling 自然灾害共保 natural catastrophe（NatCat） 自然灾害 natural premium 自然纯保费 net retained lines 净自留额 net retained losses 损失净自赔额 no profit commission 无纯益风险 no-claims bonus 无索偿奖金 non-life 非寿险

non-proportional reinsurance 非比例再保险 notification 告知

保险英语词汇O

2009-10-23 英文 中文

object 标的

obligatory reinsurance 固定分保

ocean marine cargo clauses 海洋运输货物保险条款

on deck risk 舱面险 open policy 预约保险单 open policy insurance 预约保险 original deductibles 原始免赔额

original rate 原始费率 over insurance 超额保险

overland （transportation） insurance 陆上运输保险

保险英语词汇P

2009-10-26 英文 中文

parcel post insurance 邮包运输保险 partial loss 部分损失 particular average (PA) 单独海损 peril 危险、危险事故 perils of the sea 海上风险 permit bond 许可证保险 placement 安排

policy 保单、保险单、保险契约 policy holder 保险客户\\保险单持有人 policy package 承保多项内容的保险单 policy proof of interest 保险单权益证明 policy reserves 保险单责任准备金 policy-holder 保险客户 policyholder 保单持有者 policy-holder 保险客户 pool 共保组合、合保 pool 联营

pool administrator 共保组合管理人 portfolio entry 未满期责任的出帐 portfolio outgo 未满期责任的入帐

possible maximum loss（PML） 可能最大损失 post-financing 后融资 post-funding 后融资 pre-financing 先融资 pre-funding 先融资 premium 保险费 premium rate 保险费率 premium rebate 保险费回扣 previous losses 既往损失

primary insurance company 原保公司、主保险商

principal 业主

principle of compensation 补偿原则 priority 分保自留额、自付责任

priority (deductible) 优先（免赔额) proceeds 收益 professional 专业险 profit margin 利润边际 property 财产险 property covered 受保财产 property insurance 财产保险 proportional cover 比例分保 proportional reinsurance 比例再保险 proximate cause 近因 punitive damage 惩罚性损害 pure endowments 定期生存保险 pure risk 纯粹危险

保险英语词汇R

2009-10-27 英文 中文

rain insurance 雨水保险 rainstorm 雨暴 rate 费率 rating 费率 recovery 追偿金 reinstate 复效 reinstated 继单 reinstatement 恢复保额

reinstatement value insurance 重置价值保险 reinsurance 分保、再保险、转保 reinsured 分出公司

reinsurer 分保人（分保公司）、再保险人

rejection risk 拒收险 renew coverage 续保 renewal 续保；延期 renewal premium 续保费 renewing coverage 续保 reserve 准备金 retention 自留、自留额 return period 重现期 revoke license 吊销营业执照 riot insurance 骚乱保险

risk 险别、风险、保险，保险额 risk carrier 风险承担人

risk covered 承保险项 risk insured 承保险项 risk management 危险管理

risk premium 风险保费\\风险贴水、风险溢价

risk unit 危险单位 risks covered 保险范围

保险英语词汇S

2009-10-28 英文 中文

salvage charge 救助费用

salvage value 残值，获救货物或船舶的价值

second event cover 第二事件承保 set-off 抵销 settlement of claim 理赔 sickness insurance 疾病保险 social insurance 社会保险 solvency 偿付能力 solvency margin 赔偿能力 spread loss 分散风险 standing charges 维持费用 stop loss 赔付率超赔 sub-contractor 分承包商 subject insured 风险标的 subrogation center 代位求偿权 sue and labor expenses 施救费用 suicide clauses 自杀条款 sum insured 保险金额、保额 surplus insurance 盈余保险 survey at jetty risk 码头检验险 survey in customs risk 海关检验险

保险英语词汇T

2009-10-29 英文 中文

tariff 费率表 tariff zone 险区 term insurance 定期保险

TG 拐点周期

the insured 被保险人，受保人 time policy 定期保险单 topographic map 地形图 total loss 全部损失 total sum insured 总保额 treaties business 合同分保 treaty reinsurance 合约再保险 treaty-limits 合约限额 turnover 营业额

保险英语词汇U

2009-10-30 英文 中文

under insurance 低额保险

underwriters 保险商（指专保水险的保险商）、保险承运人、保险公司 underwriting 承保 underwriting policy 承保政策 unvalued insurance 不定值保险 unvalued policy 不定值保单 utmost good faith 最大诚信

保险英语词汇V-Z

2009-11-02 英文 中文 V

valued insurance 定值保险 voluntary insurance 自动保险 W

waiver and estelle 弃权与禁止反言 windstorm 风暴 working cost 营业费用 working expenses 营业费用 writing 承保

written premiums 承保保费

保险英语缩写语1

2009-11-03

缩写英文全称中文

ALOPAdvance Loss Profits预期利润损失险，利损险

ARTAlternative Risk Transfer新型风险转移 BIBusiness Interruption Insurance 营业中断险 CARconstruction all risks建筑工程一切险（建工险）

CICChina Insurance Clause中国保险条款 CLConsequential Loss 后果损失

CXLcatastrophe excess of loss巨灾超赔分保 EARErection All Risks 安装工程一切险（安工险） EEI Electronic Equipment Insurance电子设备险 F.A.A.free of all average一切海损不赔险\\全损赔偿

f.g.a./faafree of general average共同海损不赔险 F.O.D.free of damage损坏不赔

F.P.A./FPAinsurance free of (from) particular average平安险（单独海损不赔）

F.R.E.C.Fire Risk Extension Clause For Storage of Cargo at Destination HongKong, Including Kowloon ,or Macao出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款

F.W.R.D.rain fresh water damage Risk淡水雨淋险

FCSR & CCfree of capture, seizure, riots and civil commotions掳获,捕捉,暴动和内乱不赔险 FPAfree from particular average 平安险 G.A./GAgeneral average共同海损(保)

G.A.A.general average agreement (bond)共同海损协议(合同)

G.A.C.general average contribution共同海损分摊额(保)

GNPIGross Net Premium Income总净保费收入 I.P.A.including particular average包括单独海损(保)

IBRNIncurred but not reported losses已发生但未报的损失

ICCInstitute Cargo Clauses, London伦敦协会货物条款(保险)

IWLinstitute warranty limits (伦敦保险人)协会保证航行范围

l.& d.loss and damage损失与残损

L/ALloyd's agent劳埃德保险公司代理人,劳埃德船级社代理人

Lkg/Bkgleakage & breakage漏损与破损

LOIletter of indemnity保函，也称损害赔偿保证书 mscamissing cargo灭失货物 NatCatNatural Catastrophe自然灾害

保险英语缩写语2

2009-11-04 缩写英文全称中文

O.R.owner's risk船舶所有人或货主承担风险 O.R.B.owner's risk of breakage破损风险由货主承担

O.R.D.owner's risk of damage损失风险由货主承担

O.R.F.owner's risk of fire火灾风险由货主承担 P. chgsparticular charges特别费用(保)

P.& I. clauseprotection and indemnity clause保护和赔偿条款

P.& I. club Protection and Indemnity club （Association）船东保赔协会 P.L.partial loss部分损失(保) PAparticular average单独海损

Pandi clubProtection and Indemnity club船东保赔协会

payt.payment支付,赔偿

PICCPeople's Insurance Company of China 中国人民保险公司

PICC RePeople's Insurance Company of China Re中国人民保险公司再保险公司

PMLpossible maximum loss可能最大损失 PTLpartial total loss部分和全部损失

PTND，P.T.N.D.theft, pilferage and non-delivery偷窃、提货不着险

S.P.A.subject to particular average平均分担单独海损

SRCC/ S.R.C.C.insurance against strike, riot and civil commotion 罢工，暴动，民变险 TG 拐点周期

TLO/T.L.O.insurance against total loss only 全损险

TPLThird Party Liability第三者责任险

TRNDrisk of theft, pilferage and non-delivery 盗窃提货不着险

U/wunderwriter保险人

WA, WPAinsurance with particular average水渍险/一切险(承保单独海损) XLexcess of loss 超赔分保

保险英语短语

2009-11-05

\"major medical\" insurance policy 巨额医药费保险

Alternative Risk Transfer（ART) 新型风险转移 American

cargo

war

risk

reinsurance

exchange 美国货物战争险再保兑换

Amount for General Average Sacrifice of Cargo 货物共同海损牺牲金额

Automatic Premium Loan 自动垫交保险费贷款

Broken and Damaged Cargo List 货物残损单 Cargo Loss Prevention Committee 货物损失保险委员会

cargo proportion of general average 共同海损货物分摊额

certificate on damaged cargo 验残证书，残损货物检验证书

Commencement and Termination of Cargo Insurance 货物保险期限

Contributory Value of Cargo 货物共同海损分摊价值

covering all eventual risks 投保一切以外风险

covering all marine risks 投保一切海运风险

Exclusive Liability of Cargo Transportation Insurance 货物运输保险除外责任

free of particular average (FPA) 单独海损不赔

General Average Contribution Due to Cargo 货物共同海损分摊金额

General Average Sacrifice of Cargo 货物共同海损牺牲

Incurred but not reported losses（IBRN） 已发生但未报的损失

Inspection Certificate of Cargo GA or PA 海损鉴

定证书

inspection certificate on damaged cargo 残损货物检验证书

Insurance Protection Fond 保险保障基金 outstanding claim reserve 未决索赔准备金 Outstanding Loss Reserve 未决赔款准备金 report of cargo damage survey 货物损害鉴定书

susceptibility of goods to water 易受水浸性 the People's Insurance Company of China 中国人民保险公司

the stipulations for insurance 保险条款 To Cancel 退保 To Cover 承保

to cover (effect, arrange, take out) insurance 投保

to have a health insurance policy 购买健康保险

to provide the insurance 为…提供保险 to purchase health insurance 购买健康保险 Unearned Premium Reserve 未到期责任准备金

保险英语句子1

2009-11-06

（1）Mr. Zhang met Mr. William in the office of the People' Insurance Company of China.

张先生在中国人民保险公司的办公室接待了威廉先生。

（2）After loading the goods on board the hip, I go to the insurance company to have them insured. 装船后，我到保险公司去投保。

（3）When should I go and have the tea insured? 我什么时候将这批茶叶投保？

（4）All right. Let's leave insurance now. 好吧，保险问题就谈到这里。

（5）I have come to explain that unfortunate affair about the insurance.

我是来解释这件保险的不幸事件的。

（6）I must say that you've corrected my ideas about the insurance.

我该说你们已经纠正了我对保险的看法。

（7）This information office provides clients with information on cargo insurance.

这个问讯处为顾客提供大量关于货物投保方面的信息。

（8）The underwriters are responsible for the claim as far as it is within the scope of cover. 只要是在保险责任范围内，保险公司就应负责赔偿。

（9）The loss in question was beyond the coverage granted by us.

损失不包括在我方承保的范围内。

（10）The extent of insurance is stipulated in the basic policy form and in the various risk clause. 保险的范围写在基本保险单和各种险别的条款里。

保险英语句子2

2009-11-09

（11）Please fill in the application form. 请填写一下投保单。

（12）What risks is the People's Insurance Company of China able to cover? 中国人民保险公司承保的险别有哪些？

（13）What risks should be covered? 您看应该保哪些险？

（14）What kind of insurance are you able to provide for my consignment? 贵公司能为我的这批货保哪些险呢？

（15）It's better for you to can the leaflet, and then make a decision.

你最好先看看说明书，再决定保什么险。

（16）These kinds of risks suit your consignment. 这些险别适合你要投保的货物。

（17）May I ask what exactly insurance covers according to your usual C.I.F terms?

请问根据你们常用的CIF价格条件，所保的究竟包括哪些险别？

（18）It 's important for you to read the \"fine print\" in any insurance policy so that you know what kind of coverage you are buying.

阅读保险单上的“细则”对你是十分重要的，这样就能知道你要买的保险包括哪些项目。

（19）What is the insurance premium? 保险费是多少？

（20）The premium is to be calculated in this way. 保险费是这样计算的。

保险英语句子3

2009-11-10

（21）The total premium is 800 U.S. dollars. 保险费总共是800美元。

（22）The cover paid for will vary according to the type of goods and the circumstances.

保险费用按照货物类别的具体情况会有所不同。

（23）The rates quoted by us are very moderate. Of course, the premium varies with the range of insurance.

我们所收取的费率是很有限的，当然，保险费用要

根据投保范围的大小而有所不同。

（24）According to co-insurance clauses, the insured person must pay usually 20 percent of the total expenses covered.

根据共同保险条款，保险人通常必须付全部费用的百分之二十。

（25）The insurance rate for such kink of risk will vary according to the kind.

这类险别的保险费率将根据货物种类而定。

（26）Insurance brokers will quote rates for all types of cargo and risks.

保险经纪人会开出承保各类货物的各种险别的费用。

（27）Can you give me an insurance rate? 您能给我一份保险率表吗？

（29）Could you find out the premium rate for porcelain?

您能查一下瓷器的保险费率吗？

（30）You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suited to your needs. 你不仅要研究各种保险所标明的给予保险人的赔偿费用，还要研究它的条件与限制，然后选出最适合你需要的一种。

保险英语句子4

2009-11-11

（31）F.P.A. stands for \"Free from Particular Average\".

FPA代表平安险。

（32）W.P.A. stands for \"With Particular Average\". WPA代表水渍险。

（33）I'll have the goods covered against Free from Particular Average. 我将为货物投保平安险。

（34）I know that F.P.A insurance doesn't cover losses on consumer goods.

我知道平安险不包括消费品的种种损失。

（35）I don't think that the W.P.A insurance covers more risks than the F.P.A..

我认为水渍险承保的范围并不比平安险的范围宽。

（36）Free from Particular Average is good enough.

只保平安险就可以了。

（37）The goods are to be insured F.P.A. 这批货需投保平安险。

（38）What you've covered is Leakage. 你所投保的是渗漏险。

（39）Why don't you wish to cover Risk of Breakage?

您为什么不想投保破碎险呢？

（40）W.P.A coverage is too narrow for a shipment of this nature, please extend the coverage to include TPND.

针对这种性质的货物只保水渍险是不够的，请加保

偷盗提货不成险。

保险英语句子5

2009-11-12

（41）Don't you wish to arrange for W.P.A. and additional coverage against Risk of Breakage? 您不想保水渍险和附加破碎险吗？

（42）Not every breakage is a particular average. 并不是所有的破碎险都属于单独海损。

（43）The coverage is W.P.A. plus Risk of Breakage.

投保的险别为水渍险加破碎险。

（44）Well, obviously you won't want All Risks cover.

显然，你不想保综合险。

（45）An All Risks policy covers every sort of hazard, doesn't it?

一份综合险保单保所有的险，是吗？

（46）We'd like? To cover the porcelain ware against All Risks.

我们想为这批瓷器投保综合险。

（47）Please insure the shipment for RMB5,000 against All Risks.

请将这批货物投保综合险人民币5000元。

（48）We've cover insurance on these goods for 10% above the invoice value against All Risks. 我们已经将这些货物按发票金额加百分之十投保综合险。

（49）An F.P.A. policy only covers you against total loss in the case of minor perils.

平安险只有在发生较小危险时才给保全部损失险。

（50）The F.P.A. doesn't cover partial loss of the nature of particular average.

平安险不包括单独海损性质的部分损失。

保险英语句子6

2009-11-13

（51）A W.P.A. or W.A. policy covers you against partial loss in all cases.

水渍险在任何情况下都给保部分损失险。

（52）You'll cover SRCC risks, won't you? 你们要保罢工、暴动、民变险，是吗？

（53）As our usual practice, insurance covers basic risks only, at 110 percent of the invoice value. If coverage against other risks is required, such as breakage, leakage, TPND, hook and contamination damages, the extra premium involved would be for the buyer's account. 按照我们的惯例，只保基本险，按发票金额110%投保。如果要加保其它险别，例如破碎险、渗漏险、盗窃遗失险、钩损和污染险等，额外保险费由买方负担。

（54）We can serve you with a broad range of coverage against all kinks of risks for sea transport.

我公司可以承保海洋运输的所有险别。

（55）Generally speaking, aviation insurance is much cheaper than marine insurance. 空运保险一般要比海运保险便宜。

（56）Then \"all marine risks\" means less than \"all risks\".

那么，“一切海洋运输货物险”意味着比“一切险”范围小一些。

（57）In the insurance business, the term \"average\" simply means \"loss\" in most cases. 在保险业中“average”一词一般是“海损”的意思。

（58）Are there any other clauses in marine policies?

海运险还包括其它条款吗？

（59）Breakage is a particular average, isn't it? 破碎险属于一种单独海损，对吗？

（60）The risk of breakage is covered by marine insurance, isn't it?

破碎险是包括在海洋运输货物险之内的，对吗？

保险英语句子7

2009-11-16

（61）The English understood by \"marine risks\" only risks incident to transport by sea.

英国人对“海洋运输货物险”只理解为海洋中的意外风险。

（62）Generally, the term \"all marine risks\" is liable to be misinterpreted and its use should be avoided in L/C.

一般地，“一切海洋运输货物险”容易被误解，应该避免在信用证中使用。

（63）Please tell me whether I need to purchase a foreign student policy.

告诉我是否我需要购买外国学生保险。

（64）I'd like to know whether basic health insurance coverage should include benefits for outpatient, hospital, surgery and medical expenses.

我想知道基本健康保险所列的项目是否应包括医院门诊，住院，手术及药品等费用的赔偿。

（65）Will you please tell me where I can purchase health insurance? 请告诉我在何处能买到健康保险？

（66）Health insurance is merely a mean by which people pool money to guard against the sudden economic consequences of sickness or injury.

健康保险就是筹集一些钱以预防疾病或受伤而突然发生的经济困难。

（67）\"Major medical\" insurance policies are designed to help offset heavy medical expenses that can result from a prolonged illness or serious injury.

“巨额医药费保险”旨在协助减轻久病及重伤所造成的重大医药开支。

（68）If the benefits provided under a certain policy have a dollar limitation for each service, you should determine whether these limitations are realistic.

如果某一家保险公司的健康保险对每种服务定有赔偿限额，你应断定这些限额是否合乎实际。

保险单

2009-11-17 英文 中文

cover note 承保单，保险证明

floating policy (or open policy) 流动保险单 import cargo open cover 进口预约保险合同 knock-for-knock agreement 互撞免赔协议 leading underwriter's agreement for marine cargo business 主要保险人海上货运协议 marine cargo insurance policy 海上货物保险单

marine insurance policy 海运保险单 open cover cargo insurance 货物预约保险单，预约货物保险单

pen policy 预约保险单 specific policy 单独保险单 time policy 期限保险单 valued policy 定值保险单 voyage policy 航程保险单

保险险别A

2009-11-18 英文 中文

accessory risks of cargo transportation 运输货物附加险

accident insurance 意外事故保险 additional risk 附加险

advance loss profits (ALOP) 预期利润损失险，利损险

aflatoxin risk 黄曲霉素险 air cargo insurance 空运货物保险 air transportation all risk 航空运输综合险 air transportation cargo insurance 航空运输货物保险

air transportation cargo insurance 空运货物保险

air transportation cargo war risk 航空货物运输战争险

air transportation insurance 航空运输保险 air transportation risk 航空运输险 air transportation war risk 航空运输战争险 aircraft insurance 飞机保险 all risk 一切险（综合险） all risk insurance 全保险 annuities insurance 年金保险

automobile insurance 汽车保险

保险险别B

2009-11-19 英文 中文

baggage insurance 行李保险 basic risks 综合险

bid bond insurance 投标保证保险 blanket bond 总括保证保险 bond insurance 保证保险 breakage of packing risk 包装破裂险 burglary insurance 盗窃保险

business interruption insurance (BI) 营业中断险

保险险别C

2009-11-20 英文 中文

car damage insurance 车体保险 cargo insurance 货运保险，货物保险 cargo marine insurance 货物海上保险，海运货物保险，海洋货运保险

cargo transportation insurance 货物运输保险 cargo(extended cover)clauses 货物（扩展）条款

casualty 意外伤害险

casualty insurance 伤亡事故保险 catastrophe risk 巨灾风险

children group insurance 儿童集体保险 civil servant insurance 公务员保险 collision insurance 碰撞保险

combination automobile insurance 汽车综合保险

commercial blanket bond insurance 商业总括保证保险

comprehensive insurance 综合保险

construction all risks（CAR） 建筑工程一切险（建工险）

contractors all risks insurance 建筑工程一切险 court bonds insurance 法庭保证保险 credit insurance 信用保险 crop insurance 农作物保险

customhouse bonds insurance 关税保证保险

保险险别D

2009-11-23 英文 中文

damage caused by sweating and/or heating受潮受热险

dependents of government employee insurance公务员家属保险

deposit insurance 存款保险 deterioration risk 腐烂变质险 disability insurance 残疾保险

domestic cargo transportation insurance 国内货物运输保险

保险险别E

2009-11-24 英文 中文

earthquake insurance 地震保险

electronic equipment insurance（EEI）电子设备险

elevator liability insurance 电梯责任保险 employer's liability insurance 雇主责任保险 endowment assurance 生死两全保险 endowment insurance 养老保险 engineering insurance 工程保险 enterprise property insurance 企业财产保险 erection all risks (EAR) 安装工程一切险（安工险）

excess of loss ratio reinsurance 超率赔款再保险

excess of loss reinsurance 超额赔款再保险 explosion insurance 爆炸保险 extraneous risks 附加险

保险险别F

2009-11-25 英文 中文

facultative reinsurance 临时再保险(可选择的保险，非强制性的)

failure to deliver risk 交货不到险

FCSR & CC free of capture, seizure, riots and civil commotions 掳获,捕捉,暴动和内乱不赔险 fidelity bond 忠诚保证保险 fiduciary bond 受托人保证保险 financial reinsurance 财务再保险 finite risk reinsurance 有限风险再保险 fire insurance 火灾保险

fire risk extension clause-for storage of cargo at destination Hongkong, including Kowloon, or Macao 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款

first loss insurance 第一损失保险 flood insurance 洪水保险 forest fire insurance 森林火灾保险

free from/of particular average (FPA，F.P.A.) 平安险

保险险别G

2009-11-26 英文 中文

government employee insurance 公务员保险 group life accident insurance 团体人身意外伤害保险

group life insurance 团体人寿险、团体人身保险

保险险别H

2009-11-27 英文 中文

hail insurance 冰雹保险 hook damage risk 钩损险 hull insurance 船舶保险 hypothecation insurance 抵押保险

保险险别I

2009-11-30 英文 中文

import duty risk 进口关税险 inherent vice risk 内在缺陷险 inland marine insurance 内陆运送保险 institute war risk 学会战争险

insurance against additional risks 附加险 insurance against additional risks 附加险 insurance against air risk 航空运输保险 insurance against all risks 保一切险，综合险 insurance against breakage 保渗漏险 insurance against extraneous risks 附加险 insurance against rain or fresh water 保淡水雨淋险

insurance against strike，riot and civil commotion (SRCC) 罢工、暴动、民变险

insurance against total loss only (TLO)全损险 insurance against war risk 战争险 insurance during a period of illness 疾病保险 insurance for medical care 医疗保险 insurance

free

of

(from)

particular

average(FPA) 平安险（单独海损不赔） insurance of contents 家庭财产保险 insurance of deck cargo 甲板货保险 insurance on last survivor 长寿保险

insurance with particular average (WPA) 一切险 intermixture and contamination risk 混杂、沾污险 investment insurance(political risks)投资保险（政治风险）

保险险别J

2009-12-01 英文 中文

joint life insurance 联合人寿保险 labour insurance 劳工保险 land transit insurance 陆上运输保险 leasehold interest insurance 租借权益保险 life accident insurance 人身意外伤害保险 life insurance 人寿保险、人身保险 livestock insurance 家畜保险 loss(damage)

caused

by

breakage

of

packing 包装破裂险

loss and/or damage caused by breakage of packing包装破裂险

保险险别M

2009-12-02 英文 中文

machinery (breakdown) insurance 机器（损坏）险，机损险

marine cargo insurance 海运货物保险 marine cargo total loss only 货物全损险 marine insurance 海运货物保险 motor insurance 汽车保险

保险险别O

2009-12-03 英文 中文

ocean marine cargo insurance 海洋运输货物保险

ocean marine cargo strike risks 海洋货物运输罢工险

ocean marine cargo war risks 海上货物运输战争险

ocean overland transportation cargo risks 海陆混合风险

officer & director liability 雇主保险 on deck risk 舱面险

overland transportation all risks 陆运综合险 overland Transportation Insurance War Risk陆上运输战争险

overland transportation risks 陆运险

保险险别P

2009-12-04 英文 中文

parcel post all risks 邮包一切险（综合险） parcel post insurance 邮包运输保险 parcel post risk 邮包险 parcel post war risk 邮包战争险

People's Insurance Company of China (PICC)中国人民保险公司

personal belongings insurance 个人财产保险 personal insurance 人身保险 Personal Pension Annuities 退休年金保险 personal property insurance 个人财产保险 PICC Re 中保再

product liability insurance 产品责任保险 product quality bond insurance 产品质量保证保险

profit loss insurance 利润损失险

property damage liability insurance 财产毁损责任保险

property insurance 财产保险

property insurance for enterprises 企业财产保险

property insurance for home 家庭财产保险 protection and indemnity insurance 保障与赔偿责任保险

public liability insurance 公众责任保险

保险险别R

2009-12-07 英文 中文

rain fresh water damage risk（F.W.R.D.）淡水雨淋险

rejection risk 拒收险 residence insurance 住宅保险

retirement income insurance 退休所得保险 risk of bad odour(change of flavour) 恶味险，变味险

risk of breakage 破碎险 risk of clashing 碰损险

risk of clashing & breakage 碰损破碎险 risk of clashing 碰损险 risk of contamination 沾污险 risk of contamination (tainting) 污染险 risk of contamination with other cargo 染污险 risk of contingent import duty 进口关税险 risk of deterioration 变质险 risk of error 过失险

risk of fresh and/of rain water damage(wetting)淡水雨淋险

risk of hook damage 钩损险 risk of import duty 进口关税险 risk of inherent vice 内在缺陷险 risk of labels being washed off 标签破损险 risk of leakage 渗漏险 risk of loss 损失险 risk of mould 发霉险

risk of natural loss or normal loss 途耗或自然损耗险

risk of non-delivery 提货不着险

risk of normal loss (natural loss) 途耗或自然损耗险

risk of odour 串味险 risk of oil damage 油渍险

risk of packing breakage 包装破裂险 risk of rain and/or fresh water damage 淡水雨淋险

risk of rust 生锈险 risk of rusting 锈损险 risk of shortage 短量险 risk of shortage in quantity 短量险 risk of shortage in weight 短重险 risk of spontaneous combustion 自燃险 risk of sweating and/or heating 受潮受热险 risk of theft, pilferage and nondelivery (TPND)盗窃提货不着险

rust risk 锈损险

保险险别S

2009-12-08 英文 中文

sickness insurance 疾病保险 simple life insurance 简易人身保险 single interest insurance 单方利益保险 social insurance 社会保险 special additional risk 特别(特殊)附加险 strike insurance 罢工保险

strike, riots and civil commotion (S.R.C.C.)罢工、暴动、民变险

strikes risk 罢工险

students group insurance 学生集体保险 survey at jetty risk 码头检验险 survey in customs risk 海关检验险 sweat and heating risk 受潮受热险

保险险别T

2009-12-09 英文 中文

taint of odour Risk 串味险 theft insurance 盗窃保险

theft, pilferage and non-delivery (PTND，P.T.N.D.) 偷窃、提货不着险

third party liability (TPL) 第三者责任险 third party liability insurance 第三者意外责任保险

third person injured liability insurance 第三者受伤责任保险

tontine insurance 联合养老保险 total loss only (T.L.O.) 全损险 transportation insurance 运输保险 travel accident insurance 旅行平安保险

保险险别U-Z

2009-12-10 英文 U中文

unemployment insurance

W 失业保险

war insurance 战争保险 war risk 战争险

whole life insurance 终身人寿保险\\终身寿险

wholesale insurance 批发保险 wind-storm insurance 风灾保险

with particular average（WPA/ W.P.A.）水渍险，基本险，单独海损赔偿

Workers Compensation and Employer Liability Insurance 劳工保险和雇主责任保险

保险条款1

2009-12-11

（1）air transportation cargo insurance clauses. 航空运输货物保险条款

（2）air transportation cargo war risk clauses. 航空运输货物战争险条款

（3）American Institute Cargo Insurance Clauses. 美国协会货物保险条款

（4）cargo all risks clause. 货物综合险条款

（5）cargo clauses. 货物保险条款

（6）excluding risk of breakage. 不包括破碎险

（7）from warehouse to warehouse clauses. 仓至仓条款

（8）including risk of bad odour. 包括恶味险

（9）including risk of breakage and clashing. 包括破裂或凹瘪险

（10）including risk of chipping & denting. 包括碎裂或凹弯险 保险条款2

2009-12-14

（11）Institute Air Cargo Clause. 协会航空货物保险条款

（12）Institute Cargo Clauses. 伦敦保险业公会货物保险条款

（13）insurance … including deviation clauses. 保险包括绕道条款。

（14）international cargo transportation clause. 国际货物运输保险条款

（15）International Cargo Transportation Insurance Clauses. 国际货物运输保险条款

（16）ocean marine cargo（insurance） clauses. 海洋运输货物保险条款

（17）excluding natural loss in weight. 不包括途耗短量的损失

（18）property insurance clauses. 财产保险条款

（19）Ocean Marine Cargo War（Risks）Clauses. 海洋运输货物战争险条款

（20）ocean marine insurance clauses (frozen products).

海洋运输冷藏货物保险条款

保险条款3

2009-12-15

（21）parcel post insurance clauses. 邮包保险条款

（22）parcel post war risk insurance clauses. 邮包战争保险条款

（23）ocean marine cargo insurance clauses. 海洋运输货物保险条款

（24）ocean marine insurance clauses (woodoil in bulk).

海洋运输散装桐油保险条款

(25)overland transportation insurance clauses (train, trucks).

陆上运输货物保险条款（火车、汽车）

(26)overland transportation insurance clauses (frozen products).

陆上运输冷藏货物保险条款

（27）Fire Risk Extension Clause For Storage of Cargo at Destination HongKong, Including Kowloon ,or Macao，简称F.R.E.C.）.

出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款

(28)the People's Insurance Company of China investment insurance (political risks) clauses. 中国人民保险公司投资保险（政治风险）条款。

(29)the People's Insurance Company of China Erection all risks clauses.

中国人民保险公司安装工程一切险条款。

(30)the People's Insurance Company of China contractors all risks clauses.

中国人民保险公司建筑工程一切险条款

保险条款4

2009-12-16

(31)livestock & poultry insurance clauses (by sea, land or air).

活牲畜、家禽的海上、陆上、航空保险条款。

(32)…risks clauses of the P.I.C.C. subject to C.I.C. 根据中国人民保险公司的保险条款投保……险。

(33)marine insurance policies or certificates in negotiable form, for 110% full CIF invoice covering the risks of War & W.A. as per the People's Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage). 作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。按照汇票所使用的货币在吉隆坡赔付（无免赔率）。

(34)insurance policy or certificate settling agent's name is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit value.

保险单或凭证须表明理赔代理人的名称，保险费如增加10-17%可在本证金额以外支付。

(35)insurance policy (certificate) … Name of Assured to be showed: A.B.C.Co. Ltd..

保险单或凭证作成以A.B.C.有限公司为被保险人。

(36)insurance policy or certificate covering W.A. (or F.P.A.) and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of the People's Insurance Company of China dated 1/1/1981.

保险单或凭证根据中国人民保险公司1981年1月1日的海洋运输货物保险条款和海洋运输货物战争险条款投保水渍险（或平安险）和战争险。

(37)insurance policy/certificate covering all war mines risks.

保险单/凭证投保一切险、战争险、地雷险（注：mines解释为地雷，属于战争险的负责范围，可以接受）。

(38)W.A. this insurance must be valid for period of 60 days after the discharge of goods. 水渍险在货物卸船后60天有效。

(39)in triplicate covering all risks and war risks including W.A. and breakage in excess of five per cent on the whole consignment and including W/W up to buyer's godown in Penang.

投保一切险和战争险包括水渍险，破碎损失有5%绝对免赔率，按全部货物计算，包括仓至仓条款，负责到买方在槟城的仓库为止（的保险单）一式三份。

(40)insurance policy issued of endorsed to order … for the face value of invoice plus 10% covering including war with 15 days after arrival of goods at destination, only against FPA and T.P.N.D..

按发票面值加10%投保战争险，货物到达目的地后15天有效，仅负责平安险和盗窃提货不着险的保险单开给或背书给……。

保险条款5

2009-12-17

(41)insurance policy or certificate issued by an insurance Co. with W.P.A. clause covering the merchandise for about 10% above the full invoice value including unlimited transshipment with

claims payable at Singapore.

由保险公司签发的保险单或凭证按发票总金额另加10%投保水渍险，包括非限定转船的损失，在新加坡赔付。

(42)marine insurance policy including \"both ot blame\" collision clauses and fully covering the shipment.

海运保险单包括负责船舶互撞条款和全部货载。

(43)covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of the People's Insurance Company of China dated….

按照中国人民保险公司×年×月×日陆上运输货物保险条款（火车、汽车）投保陆上运输一切险。

(44)covering air transportation all risk as per air transportation cargo insurance clauses of P.I.C.C.. 按照中国人民保险公司×年×月×日航空运输货物保险条款投保航空运输一切险。

(45)insurance policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses and parcel post war risk insurance clauses of the People's Insurance Company of China dated….

保险单或凭证按照中国人民保险公司×年×月×日邮包保险条款和邮包战争险条款投保邮包一切险和邮包战争险。

(46)covering all risks including war risks as per ocean

marine

cargo

clauses

and

air

transportation cargo insurance clauses and ocean marine cargo war risk clauses and air transportation cargo war risk clauses of the People's Insurance Company of China dated…. 按照中国人民保险公司×年×月×日海洋运输货物保险条款和航空运输货物保险条款以及海洋运输货物战争险条款和航空运输货物战争险条款投保海空联运一切险和战争险。

(47)covering all risks as per ocean marine cargo clauses and overland transportation cargo

insurance clause (train, truck) of P.I.C.C. dated…. 按照中国人民保险公司×年×月×日海洋运输货物保险条款和陆上运输货物保险条款（火车、汽车）投保海陆联运一切险。

(48)covering all risks including war risks as per overland transportation cargo insurance clauses (train, truck) and air transportation cargo insurance clauses and air transportation cargo war risk clause and war clauses (for cargo transportation by rail) of the People's Insurance Company of China dated….

按照中国人民保险公司×年×月×日陆运货物保险条款（火车、汽车）和空运货物保险条款以及空运货物战争险条款和铁路货运战争条款投保陆空陆联运一切险和战争险。

(49)including shortage in weight in excess of 0.5%(with 0.5% franchise) on the whole consignment.

包括短量损失有0.5%绝对免赔率（0.5%相对免赔率），按全部货物计算。

(50)including damage by hooks, oils, muds and contact with other cargo(insured value).

包括钩损、油污、泥污以及和他物接触所致的损失（以保险价值为限）。

保险条款6 2009-12-18

(51)including damage caused by rain fresh and/or water, internal combustion(total or partial loss). 包括淡水雨淋，自燃所致的损失（包括全部或部分损失）。

(52)including loss and/or damage caused by sea water, fresh-water, acid, grease.

包括海水、淡水、酸蚀、油脂所致的损失。 (53)including T.P.N.D. loss and/or damage caused by heat, ship's sweat and odour, hoop-rust, breakage of packing.

包括偷窃提货不着，受热船舱发汗，串味，铁箍锈损，包装破裂所致的损失。

(54)including damage caused by infestation mould.

包括虫蛀霉烂的损失。

(55)including damage due to rough handling during transit subject to C.T.C..

按照中国保险条款包括运输途中操作不当所致的损失。

(56)including loss and/or damage from any external cause as per CIC.

按照中国保险条款包括外来原因所致的损失。

(57)including damage by slings, stains, grease, acids.

包括吊具、斑污、油脂、酸蚀造成的损失。 (58)including the breakage does not cover the goods remarked in th invoice as originally damage.

包括破碎险，但不负责发票所示之货物的原残损失。

(59)including 60 days after discharge of the goods at port of destination (or at station of destination) subject to C.T.C..

按照中国保险条款货物在目的港卸船（或在目的地车站卸车）后60天为止。

(60)including W.A. & risk of fire for 60 days in customs warehouse after discharge of the goods at port of destination subject to CIC.

按照中国保险条款投保水渍险和火险，在目的港卸货后存入海关仓库60天为止。

(61)this insurance must be valid for a period of 60 days after arrival of merchandise at inland destination.

本保险扩展到货物到达内地的目的地后60天有效。 (62)insurance policy or certificate covering F.P.A. including the risk of war and risks of S.R.C.C. as per I.C.C. dated…and institute war clauses dated…and institute S.R.C.C. clauses dated…. 按照×年×月×日伦敦保险学会条款和×年×月×日学会战争险条款以及×年×月×日学会罢工、暴动、民变险条款投保平安险、战争险和罢工、暴动、民变险。