Method of processing a card-present, card payment

专利名称：Method of processing a card-present, card

payment transaction

发明人：Gormley, Dave申请号：EP12177396.4申请日：20120720公开号：EP2688025A1公开日：20140122

专利附图：

摘要：This invention relates to a method of processing a card-present, card paymenttransaction in a system comprising a card payment terminal having a chip reader and auser interface, a processing server and a plurality of remote payment processors, the

processing server being in communication with the card payment terminal and each ofthe plurality of payment processors. The method comprises the steps of obtainingpayment transaction information from the card and the terminal operator and then,instead of initiating a standard card present transaction, combining the paymenttransaction information into a payment packet and transmitting that packet to a

processing server over the internet in a manner similar to a card-not-present transaction.The processing server may then select an appropriate payment processor to process thepayment packet. In this way, the card terminal may process payments from a wider rangeof cards and can be used in multiple jurisdictions.

申请人：MobiPayPoint Limited

地址：23 Springfields Dooradoyle Limerick IE

国籍：IE

代理机构：O'Connor, Michael Donal

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